How it works

Three minutes. Three parts. One honest read.

Quick to take, sharp on the flip-side. Here's exactly what happens between now and your result.

Part 1

A couple of quick details

5 warm-up questions so we can send through your result — we quickly establish who you are and how we can help, home ownership & income bracket are big decision makers on whats next. No phone number required and no individual data is shared.

~30 seconds

Part 2

Where you're at right now

Ten yes/no questions scoring your wealth-building habits against what actually works — not against anyone else, just the fundamentals. Then we can provide instant improvement steps and tools to make good moves.

10 questions

Part 3

Where you want to go

Five thought provoking questions so we can match your result to where you actually are in the journey — and point you at the right next move.

5 questions

About 3 minutes, start to result

Your result

We're looking for the sweet spot

In a few moments, you'll know which of these is you. Three bands, three different playbooks that follow - no shame, no doom, just an honest read. The people we look after best slip right through the middle.

Band 1

Foundation Builder

Strong income, growing savings, but no real plan yet.

You know you should be doing more - you're just not sure what more looks like for someone in your position. Most couples here have one missing piece: a written goal with a number and a date.

Band 2

Wealth Accelerator

You've got the basics moving.

KiwiSaver's sorted, you save monthly, the mortgage is on track. Now the question is speed. The next decade is where compounding does its real work - and you suspect you could be getting more out of it. You probably can.

Band 3

Freedom Architect

You're already running the system most couples are still figuring out.

Multiple investments, structured debt, a clear horizon. The question is no longer what do I do - it's what am I missing that someone two steps ahead would already be doing?

Most advisers chase the top band. We don't. The Wealth Accelerator is where the real difference gets made - enough momentum to move fast, enough runway to compound. If that's you, you're exactly who this was built for.

MyFuture · Self-AssessmentThe Wealth On-Track Scorecard

You earn well. The question is whether it's working.

A straight read on whether your income is building wealth — or just passing through.

Free · ~3 minutes · No phone number required

Two ways inSame destination: knowing you're on track

For couples

A/C 01

Two strong incomes — a combined $200k, $300k, $500k a year.Position: healthy
And still the sense the money's slipping through somewhere.Variance: unexplained
School fees, holidays, the renovation that crept, a mortgage that's barely moved.Outgoings: unreviewed

Why we built itOne honest picture, for both of you — so the money conversation starts from facts, not guesswork.

For higher earners

A/C 02

You earn more than 90% of the country — as a couple, or on a strong single income.Income: top decile
A high income hides a lot: a KiwiSaver no one's reviewed, surplus cash sitting idle.Assets: idle
Strong income doesn't automatically create wealth. Structure does.Structure: unverified

Why we built itTo tell you whether your income is actually working — and how hard.

Eligibility · be honest with yourselfMyFuture · Self-Assessment

Who this scorecard is built for

✓ This is for you if

You and/or your partner earn $150k+ in the household

You own a home, with a mortgage that's still doing most of the work

You're somewhere in your 30s or 40s - the years where every decision compounds

You've thought about getting financial advice, but haven't pulled the trigger

Qualifies · proceed

✕ It's not for you if

You're after stock tips or quick returns - that's not what we do

You want someone to manage your KiwiSaver and call it a day

You're already working with an adviser you trust - keep them

Not a fit · no hard feelings

MyFuture Wealth Quiz

A 3-minute tool built to find a path to 'freedom at fifty-five'. Even steady to high-income households wonder "are we actually building wealth?" or just earning well and missing the opportunity to do so.

We know whats possible, do you?